Who is Tinkoff where did he get the money. Biography of Oleg Tinkov

In the field of entrepreneurship, this man has reached dizzying heights. Moreover, he was able to realize himself in several areas of business: the sale of electronics, the manufacture of semi-finished products, brewing, banking. It was thanks to these niches that the odious businessman Oleg Tinkov amassed a multi-million dollar fortune. Since childhood, he gravitated toward gainful acquisition, although initially he had no one to learn the art of “buy cheaper and sell more expensive” from. Often had to learn science by trial and error. Of course, the biography of Oleg Tinkov will be of interest to many people who are just taking their first steps in business. What was remarkable about her? Let's consider this question in more detail.

Years of childhood and youth

Oleg Yuryevich Tinkov - a native of the village of Polysaevo (Kemerovo region). He was born on December 25, 1967. The parents of the future businessman did not belong to the number of wealthy people: his mother worked as a simple dressmaker, and his father mined coal in a mine.

The boy went to a regular school, and his childhood was the same as that of thousands of "Soviet" children.

First experience

However, already at this stage of life, the biography of Oleg Tinkov is not without remarkable facts. The teenager was seriously interested in cycling. After some time, he was already the gold medalist of the championship held on the scale of his native region. And then the young man began to regularly participate in competitions held in the Central Asian republics. And on them Oleg showed amazing success. In between workouts, he managed to “quickly” go shopping and buy several items of scarce clothing, which, upon arrival in Kuzbass, he sold several times more expensive. Naturally, no one had yet canceled the article for speculation, so the teenager tried not to advertise his small business.

Army and institute

It would seem that the biography of Oleg Tinkov will be inextricably linked with sports, but the young man chose a different path. Having received a certificate of maturity, he goes to serve on the Far Eastern border.

Demobilized, Oleg Yuryevich Tinkov returns to his native land, but soon decides to study at a university. He goes to the "city on the Neva" and enters the Mining Institute. But the young man will not be able to get the coveted diploma, because the leadership of the university will become aware that he is engaged in speculation ...

"Technoshock"

Oleg Tinkov quickly realized that it is very difficult for a student to live on one scholarship. The young man began to look for options for additional income. At first, he traded in alcoholic beverages within the walls of the hostel, then he began to buy jeans and perfume from foreign students, which he sold with a “cheat” in his homeland. After some time, he began to actively engage in the shuttle business, not only in the USSR, but also abroad.

And then the idea of ​​trading in foreign equipment arose in the head of a novice entrepreneur. The young man managed to arrange the supply of televisions and tape recorders from Singapore, and he focused on commerce completely, relegating his studies at the institute to the background. But this, of course, is not limited to the biography of Oleg Tinkov. The young man successfully develops his business: he barely manages to meet the regularly growing demand, and soon opens a Sony store in the Northern capital. In 1994, Tinkov already had two such stores, which some time later he renamed Technoshock. By 1996, the businessman already owned 7 outlets under the Technoshock brand.

Oleg Yuryevich decides to expand the horizons of his business and acquires the Shock Records recording studio. After some time, albums of popular musical groups "Leningrad" and "Bricks" are released on it.

Business sale

In the second half of the 90s, Technoshock stores brought huge profits to their owner. And all thanks to the fact that entrepreneur Oleg Tinkov was able to competently organize the business. He spends money on staff training. To increase sales, the businessman tries to keep prices down, he invests in radio and television advertising, and provides customers with a free home delivery service. It is not difficult to guess that such steps provoked a huge demand for products. However, in 1997, Oleg Yuryevich sold his profitable business for $7 million and invested in new projects. As it turned out, they will bring him even more profit.

restaurant business

The story of Oleg Tinkov is a guide to action for absolutely every newcomer to business. Currently, the businessman is happy to share the secrets of his own success with others. The main thing, according to Tinkov, is to start acting and not be afraid of potential failures.

In 1998, Oleg Yuryevich began to implement a new business plan. He decided to start selling low-alcohol drinks through his own restaurant in St. Petersburg. The entrepreneur decided to trade in beer. Soon the well-known Tinkoff brand appeared. The drink really enjoyed unprecedented demand, and the profits from the new commercial project "flowed like a river."

In 2005, Tinkov got rid of this asset, and InBrev (Belgium) became its new owner. However, beer restaurants remained in the ownership of Oleg Yurievich.

Production of semi-finished products

The businessman continues to look for new horizons. He invests in the food industry. Tinkov establishes the company "Daria" (named after his daughter), which is engaged in the production of dumplings. Over time, the "brainchild" expands the range of products: the plant supplies cutlets, pancakes, meatballs, etc., produced under the brands "Petersky Smak", "Ravioli", "Thick Kok" to the food market. The turnover in "Daria" is simply off the charts. But Tinkov is again changing his priorities in business.

Banking

In 2006, Oleg Yuryevich actively shows interest in banking. The businessman acquired the Himmashbank credit institution, which was renamed Tinkov Credit Systems CJSC.

Soon he became the head of Tinkoff Bank (TKS Bank) and announced a fundamentally new model for doing lending business. The entrepreneur refused to build a network of bank offices, saying that one main institution in Moscow was enough. All banking operations in its structure began to be carried out in the "online" mode. To use banking services, the client must have access to the Internet, email, social media account and mobile phone. Moreover, all operations can be performed without leaving home, which is very convenient.

Success Secrets

For several years now, his author's program “Business Secrets with Oleg Tinkov” has been published on the Internet, where he tells his colleagues about the pitfalls of entrepreneurial activity in Russia. In addition, he writes books on the proper organization of his own business. “Don't be afraid to take risks! Strive to create something new! - Oleg Tinkov confidently declares. "How to become a businessman?" - This book has already become a real bestseller in the business environment. In addition to her, he wrote another one - "I am like everyone else." It will also help the aspiring entrepreneur navigate the tough business world. The main idea of ​​the second book comes down to the following: "Anyone, absolutely anyone can succeed in business!" And Oleg Tinkov tirelessly repeats this phrase. How to become a businessman? He gives the answer to this question in expanded form in his books.

Outside the profession

Oleg Tinkov, whose personal life has developed in a favorable way, is not only a successful businessman, but also an exemplary family man.

He met his wife Rina Vosman while still studying at the Mining Institute. They saw each other at a disco, and we can say that it was love at first sight. After some time, Oleg and Rina already lived together. But the newly minted unit of society immediately ran into financial difficulties. But after the head of the family started doing business, they gradually began to disappear. Oleg Tinkov's wife supported and helped him in all his endeavors. Rina gave birth to a wife of three children: sons Roman and Pavel, daughter Daria. The businessman simply idolizes his family, which gives him new strength for accomplishments. Oleg Tinkov's wife leads an active lifestyle, managing to do business and raise children.

No wonder people say: "a talented person is talented in everything." History is filled with personalities who left a noticeable mark in the biography of all mankind. Russia is also not inferior to other countries in the presence of unique people who have an incredible talent for some kind of craft or business. Today we will talk about the family of the famous businessman Oleg Tinkov.

But first, let's take a brief look at his life.

The life path of the famous businessman Tinkov

A few words about the biography of Tinkov. Oleg Yurievich was born on New Year's Eve 1967 in Leninsk-Kuznetsk, in the Kemerovo region. Almost all of his family was from a mining environment. But the young man did not want to continue the mining business of the family, he chose a different path for himself and went along the road of business. While Oleg, after graduation from school, was driven in the border troops, a bright future was already waiting for him.

After completing the service, Oleg Tinkov was brought to St. Petersburg, where he becomes a student at the Mining Institute.

The wife and children of businessman Tinkov

Back in 1989, while still studying at the university in the first year of the St. Petersburg Institute, the future businessman met his wife. Rina, a girl from a wealthy Estonian family, also studied at the Mining University. Some of Rina's family believed that their daughter was not a match for a future businessman. But Tinkov stubbornly knocked on the closed door, and she accepted his offer to live together.

Their romance and joint unofficial life continued for 20 years. All these two decades, Rina personified both a friend, a loving girl, and a wise adviser. In 2009, life together ended with a stamp in the passport and the formation of a family. Rina also became a wonderful wife. In the photo on the Internet you can see: the family enjoys life.

Rina's wife gave Oleg Tinkov 3 children: Pavel, Daria and Roman. In the photo, the wife, husband and pretty children are smiling happily.

Oleg Tinkov brings up his children quite harshly, does not give slack in their upbringing. His daughter, Daria, has already visited many European countries and is taught about four languages. But wherever Dasha is, she remains a Christian and a patriot of her Fatherland. The father instills in Dasha and his sons a love for Russian writers such as Pushkin and Dostoevsky.

By the way, my sons are still in school. Tinkov wants to give the best to his children, so he pays more than half a thousand pounds sterling for Dasha's education at Oxford. He saves on himself: for 10 years he has not changed the car.

On this story about the family of Oleg Tinkov comes to an end!

The biography of Oleg Tinkov is a very instructive story for novice businessmen. His name has already become a household name and has acquired a large number of rumors. Who is this tall, slender man really? Just a picture, a publicized name, or a really respected successful businessman? There is not much information about him, and it can not always be considered true.

Oleg Yurievich Tinkov.

A simple guy from an ordinary family...

Many consider it surprising that Oleg Yuryevich was born in a completely ordinary family. His parents were not party officials or members of the bohemian elite. Mom Valentina Vladimirovna worked as a seamstress, and father Yuri Timofeevich worked as a miner. In the family, besides Oleg, there was another child - the elder brother Yura. Little Olezhka was born on December 25, 1967 in the village of Polysaevo, Leninsk-Kuznetsk district of the Kemerovo region.

Tinkov Oleg in childhood.

Olezhka went to an ordinary rural school, where after a while he became interested in sports, namely, road cycling. Then the first commercial veins began to appear. Oleg Yuryevich was very successful in sports, and he was often taken to competitions.

In big cities, he bought up scarce goods and resold them in his native village. However, after graduating from school, sports activities and fartsovka had to be interrupted, because the young Oleg Yuryevich entered the service. He was never able to get into the Army Sports Club, and he was sent to the frontier troops in the Far East.

Not a farce, but a businessman!

After the army, Tinkov entered the Leningrad Mining Institute, and then full expanse began for his commercial nature. No matter what he fartseval:

• jeans;
• cosmetics;
• black caviar;
• and even vodka.

One can only wonder how no one caught him and tried him (in the Soviet criminal code there was a well-known article for fartsovka). Rumor has it that even then Oleg began to develop connections, supply scarce things and goods to the right people, so they didn’t touch him.

At the same time, by the way, he met people who would be useful in the future:

1. Oleg Zherebtsov, founder of the Lenta store.
2. Oleg Leonov, owner of the Dixy network.
3. Andrey Rogachev, founder of the Pyaterochka company.

Then they were not yet successful businessmen, but were ordinary shuttle traders. Well, Oleg Yuryevich always had a good “flair” for a suitable social circle.

Irina - Rina, a girl from Estonia

While studying at the institute, Oleg Yuryevich, like all young guys, vigorously celebrated in the evenings and nights. At one of the discos, he met a girl who introduced herself to him as Irina. The guy was looking for fleeting novels, but the girl, apparently, did not pursue the same interests and quickly ran away.

Oleg Tinkov and family.

The next day, passing by the mathematics department, he saw her again. The girl did not respond to "Ira", answering that he was mistaken, and her name was Rina. However, the conversation did not start, and Olezhka urgently retreated. The next time he met this girl after 2 months in a store near the student hostel and decided to hit her again.

This time, Rina was supportive and even gave her room number. And on the same evening, Tinkov, armed with a bottle of wine and the support of a friend, decided to go to Rina and her friends for a “light”. This is how he met his future wife. The girl turned out to be a student from Estonia. Like Tinkov, she was from a simple mining family, but full of ambitious plans.

Then the life of a young couple did not play with colors, they still lived in a hostel and ate only potatoes. Oleg Yuryevich admits that since then he cannot look at this root crop. It was Rina who helped Tinkov to start reselling equipment purchased in the USSR in Poland. It was easier for her to travel to the countries of Eastern Europe.

Rina spent all her summer holidays in Warsaw, where she sold saws, which Oleg bought for 200 rubles in Siberia. In Poland they sold for $200 and a couple made a decent profit for a Soviet man on this scheme.

Interesting! Rina played far from the last role in the development of Tinkov as a businessman and successful entrepreneur. She was a real fighting friend you could rely on.

A long separation awaited them. Tinkov flew to the States, but Rina still could not get a visa. Later, the fruit of their meeting after a long separation was the daughter Daria, who was born on December 31, 1993. Rina gave birth to Oleg two more sons, Roman and Pavel. But the couple got married only in 2009. In the photo is their wedding and the whole happy family.

Oleg Tinkov and Rina Vosman.

All this time, Tinkov resold equipment from the States to Russia in bulk. Then he realized that retail would bring much more profit and decided to start an unheard-of business for those times - to open his own chain of hardware stores. “This is not a dream, this is… This is Technoshock!” it was this slogan that was worn by the first created, and most importantly, legal, Tinkov company.

In 1994, he bought the first building for a store on Mayakovsky Street in St. Petersburg for $200,000. The second store was called "Sony", and many mistakenly thought that this was the official distributor of the company. Tinkov played on this, everyone wanted to buy from an official supplier.

Interesting! Money poured in like a river, which forced Oleg Yuryevich to return from the States. It became increasingly difficult to control the fast-growing business from abroad.

By the beginning of 1996, a full-fledged network was operating:

• five stores in St. Petersburg;
• two each in Omsk and Kemerovo;
• one in Novosibirsk.

Tinkov himself commented that it was he who brought civilized retail with excellent service to Russia.

Daria dumplings or another Tinkov startup

The new project of the enterprising Tinkov was the production of dumplings. The idea came to him through a chance meeting. In one of the St. Petersburg saunas, he met a man who brought equipment to Russia for the production of semi-finished products. It was at this time that he was looking for a buyer for machines for the production of dumplings.

The business plan in Tinkov's head lined up instantly. He checked the volume of the sales market, and realizing that it would be very profitable, they quickly launched production.

Nuance! Already in 1998, the production of dumplings was 1 ton per hour, and they brought about $ 700,000 per month.

Pelmeni got their name in honor of the daughter of Oleg Yurievich.

Beer and restaurants Tinkoff

In 1997, Tinkov decides to create his own beer brand. For a long time he could not find investors for the construction of the plant. At the Munich exhibition, an equipment manufacturer advised him to start with small private breweries-restaurants. And Tinkov's next project turned out to be a winning one.

More than 10 restaurants were opened across the country, and two breweries were built, which, after the success of private breweries, found investors. For about 8 years they brought huge profits. And at the "peak" he decided to get out of the business by selling it.

Business instinct once again did not disappoint him. Shortly after the sale, restaurants went bankrupt and bottled beer disappeared from store shelves.

Still, Oleg Yuryevich's bank remains the most important and successful project. Its peculiarity is that the service in it is remote. The company reduced costs through non-standard marketing.

Instead of human labor, computer data processing is used. That is, the bank has no branches, all services are provided on the site.

Fact! Thanks to this project, Oleg Yuryevich doubled his fortune and took 1210th place in the world ranking of millionaires, as the Vedomosti.ru website wrote.

This is Tinkov's most successful business, he sold all the rest, having earned a lot of money for them. He does not intend to part with the bank yet. But who knows what next idea this talented adventurer will come up with...

Oleg Yuryevich can rightly be called a real capitalist and, of course, a financial genius. This is one of the favorite characters of the Russian portal and the Vedomosti newspaper. Despite all his successes in business, his real, happy and strong family remains the main and most successful project.

The biography of businessman Oleg Tinkov can easily become the basis for another Hollywood film about a man who, with his head held high, overcomes all the challenges of fate on the path to success and prosperity. The eccentric Russian businessman is a coveted prey for lucrative newsmakers. However, few people know what Oleg was like in his youth, as well as what he had to do before founding Tinkoff Bank in order to achieve such impressive results.

early years

Tinkov Oleg Yurievich was born on December 25, 1967 in the family of a worker and a seamstress in the village of Polysaevo, Kemerovo Region. At the age of twelve, he began to get involved in cycling. Major victories at regional competitions in 1984 allowed him to receive the title of candidate master of sports.

During the heyday of his career as a cyclist, which was accompanied by frequent travel, Tinkov did not neglect the deficit trade that was common at that time, selling clothes purchased in Central Asia in the markets of Leninsk-Kuznetsky.

“Being Siberians, we actively bought up imported accessories, winter shoes and other shortages that were not in demand among the inhabitants of the south, and upon arrival home they sold everything at exorbitant prices. But I didn’t earn as much as I got the first invaluable experience in commodity-money relations, ”Oleg Tinkov shares his memories.

In 1986, our hero was drafted into the Armed Forces. At the military commissariat, he tried to enroll in the Army Sports Club, but was seconded to the Far East. After returning from the army, together with his other half, the future millionaire decided to work in a children's camp as a physical education teacher. On the way to their destination, their bus had an accident, as a result of which his beloved died, and the future businessman abruptly changed his plans.

After being discharged from the hospital, Tinkov decided to move to Leningrad, where he entered the institute. This move caused his subsequent biography to take a sharp turn.

Business as the meaning of life

Oleg Yuryevich Tinkov became a successful entrepreneur, as he strove to take from life everything that could be squeezed out of it. According to him, he simply did not want to vegetate for the sake of a meager salary, but wanted to acquire enough money so that he would not deny himself anything in the future. This, in fact, prompted the young guy to engage in commercial activities, which became the reason for the rejection of higher education.

"Technoshock"

In the early 90s, Tinkov actively traded in household appliances brought from Southeast Asia. It all started with calculators, the profit from the sale of which was $ 63 per piece. Then he moved on to the wholesale supply of televisions, video players, stereos, etc.

In 1994, there was a decline in the wholesale electronics market in Russia, because of which Oleg decided to open his own chain of stores - Tekhnoshok. Despite the high prices, there was no end to the customers. This was facilitated by three determining factors: a well-thought-out marketing campaign, excellent service and the highest quality product. But the story with "Technoshock" did not last long. In 1997, under pressure from competitors, the retail chain was sold for $7 million.

"Daria"

In 1998, Tinkov founded a company for the production of frozen convenience foods, naming it after his daughter Daria. By the way, this business immediately began to bring a stable income, amounting to hundreds of thousands of dollars a month. However, by 2001, Oleg no longer saw prospects for its further development. Therefore, he sold "Daria" to Roman Abramovich. The deal amounted to $ 21 million, a third of which was spent on loan payments.

Tinkoff Brewing Business

The proceeds from the sale of Daria Tinkov decides to invest in the brewing business. By this time, he had at his disposal a fairly successful network of beer restaurants Tinkoff Restaurants.

The peak of growth of the Tinkoff brewing brand fell on 2005. At that time, he owned 1% of the market, and for a relatively small production, this is more than a high figure. In the same year, a law was passed in Russia that prohibited the advertising of low-alcohol drinks during the day, which is why Tinkov finally decided to sell the company. It didn't take long to find a buyer, it was the European corporation SUN InBev, which did not regret exactly $201 million.

"Tinkoff Bank"

In 2006, on the basis of Himmashbank, Tinkov founded a closed joint-stock company Tinkoff Credit Systems. It was the first and only virtual bank in Russia at that time that did not have a single official representative office. The company operated remotely.

During the crisis of 2007-2008, the bank could boast of an unprecedented increase in profits. Oleg Tinkov managed to optimize spending and increase income of a financial organization thanks to aggressive marketing and the use of computer processing of information instead of human labor common among competitors.

In general, Tinkoff Credit Systems specialized in issuing credit cards, receiving most of the profit from microloans. Later, by offering the market favorable conditions for lending to legal entities, the virtual bank announced itself as a serious player with big plans. In 2015, Tinkoff Credit Systems was renamed Tinkoff Bank.

A family

Despite success in business, Oleg Tinkov believes that the main asset of his biography is his family. He is married to an Estonian Rina Vosman, who bore him three children: daughter Dasha, sons Roman and Pavel.

It is interesting that the marriage ceremony of Rina and Oleg took place after twenty years of their life together. They met in 1989 while still studying at the institute.

The seemingly banal desire of Oleg Tinkov to earn enough to not deny himself anything became the reason for his breathtaking career as the author and head of many super-profitable business projects. But as a wise and accomplished person, he always insisted and continues to insist that spiritual values ​​should always prevail over material values.

In society, people who are different from the rest are always of great interest. It is not so important what exactly this difference consists in - the main thing is that it exists.

We have a special curiosity for those who have managed, as they say, "to take everything from life" and now enjoy, allowing themselves long trips on personal planes, dinners in restaurants at a bird's eye view, mountain skiing on any weekend of hot July, and so on. .

One of these people is Oleg Tinkov, whose name is inscribed on the Forbs list. He is one of us, but at the same time he is completely different, because he managed to set the bar for such a jump, which seems to most just fantastic.

And what does Oleg himself think about this? How did he manage to take dizzying heights? Do you need exceptional abilities for this, given by God at birth, or is everyone capable of it - just tighten up?

Tinkov is a Russian businessman whose name is well-known today thanks to the “ Tinkoff Bank". Perhaps if you see him somewhere in a cafe or shop, you won’t pay much attention: a slender, fit, middle-aged blond, discreetly dressed, not attracting gazes.

Unless his demeanor - this man is very confident in himself - can make him suspect his "exclusivity". Few of us walk through life as if we know: any doors will open to him, if he really wants to. And Tinkov walks that way.

Biography, how did it all start?

Oleg Tinkov is from the Kemerovo region, from a family of a worker (miner) and a seamstress.

True, he himself assures that “blue” noble blood flows in the representatives of his family: once, even before the 1917 revolution, Tinkov’s ancestors had an estate near Tambov.

Later, the revolutionary thunderstorm swept away and confused everything, and since then the Tinkovs have become simpler.

In 1967 Oleg was born. His childhood was the most ordinary: the family did not possess any wealth, they lived and worked like ordinary Soviet people. Oleg studied, walked, was fond of sports, like many Soviet boys.

The boy’s priority was cycling, and the “romance with the bike” was long and serious: Oleg participated in city and regional competitions, even became a candidate for master of sports. Of course, this helped to form a character: the young man always tuned in to win.

Already during his studies at school, the boy’s “non-Soviet” talent manifested itself: he managed to buy jeans, sneakers or other things on trips, and then sold them at a good markup. Then it was called "fartsevanie" and not too much encouraged.

And then there was the army. After two years of service, honestly given to the state, Oleg enters the Leningrad Mining Institute. That's when his career in entrepreneurship begins. True, he did not finish the institute, having left the third year. But then he continued his education in America, having completed a course at the University of California (in the field of marketing) in 6 months.

Surely, the environment played a significant role: while studying in Leningrad, Oleg met Andrey Rogachev, Oleg Leonov and one more Oleg - Zherebtsov. These are the future founders and owners of Lenta, Pyaterochka, Dixy, known to everyone today.

The future owner of Tinkoff Bank makes trips to Singapore, where he buys electronics and sells them in Russian cities. He creates a limited liability company "Petrosib", and then "Petrosib-Novosibirsk", "Petrosib-Kemerovo".

In addition, Oleg opens the MusicShock retail chain, which sells records and CDs.

Actually, this is where it all started. Things went, and spun ...

Personal life of a billionaire

While Oleg was studying at the institute, girls always “curled” around him in flocks. He does not hide this, honestly talking about it in an interview. And he himself liked the slender, very pretty Rina Vosman. This girl came to Leningrad to study from Estonia.

Then it was believed: the education that can be obtained in the northern capital of the Soviet Union is of very high quality. Rina came here to study and unexpectedly met her fate in the city on the Neva.

The couple recalls: at first, Oleg often had "easy" money, he liked to hang out in restaurants where he took Rina. And then something began to “stick” badly and the guy, one might say, became impoverished. It got to the point that Rina treated the groom to dinner.

Of course, his ego suffered. Therefore, serious attention had to be paid to business.

Rina has always supported her husband, while managing to literally remain in his shadow: even today you can hardly find an interview with her or any programs with her participation on the net. She is completely indifferent to PR.

Rina devoted her whole life to Oleg and her children: three of them were born in their marriage. Although saying "married" is probably not quite right. The Tinkovs lived for twenty years without signing. Of course, there were "well-wishers" who frightened Rina: they say, look, Oleg will leave. After all, everything is with him: money, wealth. What do you have? Children? But the kids haven't stopped anyone yet.

Fortunately, the predictions of "good" advisers did not come true: the Tinkovs are still together. They still signed up. It happened in 2009, on Baikal. The children followed their mother and carried the train of her white dress. The relationship of the spouses has been tested by time, so such a wedding is real, it is immediately felt that the spouses are led by sincere love.

Rina does not try to interfere in her husband's affairs. Moreover, she, unlike many wives of oligarchs, does not even seek to realize her ambitions, trying, for example, to act as a designer and thinking through the interiors of apartments owned by the family. She is engaged in raising children (the daughter is already an adult, and the boys are still growing up).

Oleg says that he does not spoil his wife with gifts: she, of course, has everything, but "within the limits of decency." She loves good cars - and one day her husband pleased her with a brand new Lamborghini.

The eldest daughter of the Tinkovs, Dasha, knows 4 languages. She studied in Italy, Russia, USA and England. After graduating, the girl independently, without any help from the “rich” parent, got a job at BI.

This is a British company dealing with wines of elite brands. Dasha lives in England, rents an apartment, and at her own expense.

When Oleg flies to London on business and stays with his daughter, she grumbles: “Dad, turn off the light, turn off the water!” - Accustomed to economically treat resources.

Dasha does not want to go to Russia, she says that she has nothing to do there, because she has business, and her friends are in England.

However, she does not forget her homeland: Dasha leads Instagram in Russian, remembers the language of childhood well and is going to teach her future children.

The younger children of the Tinkovs - Pasha and Roma - are still studying. They are finishing their studies in England. The boys are not spoiled either. They could, for example, fly around the world only in business class or even on their father's private plane. And they fly economy.

Why did Oleg send his children to study abroad? He himself says the following about this: “I believe that there is no higher education in Russia. In any case, business education. It's ruined."

I would like to hope that one of the children of Tinkov, having received a diploma, will want to return to Russia. In order to build business in our country. It's a shame that young and promising Russia is leaving...

How does Oleg Tinkov make money?

Tinkov has one peculiarity - having created, grown from "zero" and "cherished" his next "brainchild", the businessman seems to lose interest in him and sells him. So it was with:

• "TechnoShock";
• "Musikshock";
• recording studio "Shock Records";
• firm for the production of frozen semi-finished products "Daria" (named, by the way, in honor of Tinkov's daughter - the same girl who is successfully working in London today).

Tinkov was fond of music, and managed to make a profitable business out of it. He produced the Leningrad and Kirpichi groups, which he proudly talks about today.

The companies were created and sold in the 90s. Then Tinkov opens a beer restaurant - first in St. Petersburg, then in other cities - Nizhny Novgorod, Ufa, Sochi. After some time, the businessman also parted with this network.

Recently, a new direction has been actively developing - the Tinkov magazine about money, where some authors earn about 10,000 rubles for writing one article, subject to certain conditions.

By the end of the 2000s, the focus of the entrepreneur's attention was on the banking sector. In 2006, he acquired Himmashbank, which began to develop, with an emphasis on remote maintenance.

This was a special "trick": in Russia, this bank became the first of those that practically do not require the client to come to the office. So far, the entrepreneur's interest in Tinkoff Bank has not faded. He has some other plans related to this business.

TinkovBankoff Bank

By 2018, Oleg holds the position of Chairman of the Board of Directors of Tinkoff Bank and the Tinkoff Insurance Company.

The bank positions itself as the best Internet project in Russia, which completely abandoned offices. Tinkov himself, talking about this financial institution, says that he does not understand why people still go to offices at all. This is inconvenient, the entrepreneur is sure: it is much easier to download a mobile application and your bank will always be with you, anywhere in the world.

Bank customers will receive an answer to any of their questions, whenever they apply, even if they have such a need on the morning of January 1. According to the GlobalFinance monthly publication, Tinkoff Bank was recognized as the best according to the results of surveys of social media users in 2017.

The bank is very large and promising: for 9 months of 2017, net profit amounted to 12.6 billion rubles.

The brand owner is not going to stop there. He set a goal for himself: to bring his bank to the world stage. No, of course, the world knows about Tinkoff Bank, but, as Oleg notes, “we have only been heard about so far.” The businessman plans to build the largest online bank in the world.

This is one of the reasons why a businessman approaching his 50th birthday does not want to “retire” and just enjoy life. However, he still knows how to find a balance between work and leisure and relaxes, by his own admission, quite enough - at least 4 months a year, when he goes skiing and cycling abroad.

Books

• “I am like everyone else: not a fictional novel”;
• "How to Become an Entrepreneur"

Both can be purchased both in paper form, for example, in Chitay-Gorod stores, and in electronic version.

Readers who have read the books leave mostly positive comments. They note that the businessman spoke honestly about himself, about how he started, what problems he had to face.

Books can be useful to those who so far only dream of “turning around”, like Tinkov: Oleg mentions his mistakes, gives advice on how to act so as not to step on the same rake.

Readers note that the books go "in the same breath." And the first of them - "I'm like everyone else: not a fictional novel" won an award at Ozone in the nomination "Business Book".

Who can benefit from the writings of the owner of Tinkoff Bank? According to readers, first of all - those who intend to do business.

However, for general development, reading these books will not hurt anyone who is not going to leave the cozy office of the company, where he works as a manager or accountant. Tinkov's books will help you look at your life in a slightly different way, discover new opportunities and horizons.

Where does Tinkov have a scar on his face?

Attentive fans have long noticed a scar on the face of Oleg Tinkov near the lip. Where is he from? The first thing that comes to mind: is this not a trace of the “dashing 90s”, when Tinkov had to build a business in conditions far from civilized?

We hasten to reassure the reader: no, the owner of Tinkoff Bank did not participate in any gang warfare. The scar appeared on him immediately after the army.

After serving 2 years, Oleg returned to his hometown, agreed with his girlfriend and went with her to a summer camp to relax. But the dreams were not destined to come true. A terrible thing happened: the couple got into a terrible accident in which the girl died. Oleg remained alive, but fate "burned" him a stigma "for memory" in the form of a scar.

After that accident, Tinkov left his native places - any memories of the tragedy were so hard for him.

Oleg Tinkov on YouTube

The entrepreneur does not often “shine” on TV screens and is not such a popular guest in various Internet projects, as one might assume, based on the lifestyle he leads and what his income is.

On the YouTube video hosting, the businessman has his own channel, which currently has 7139 subscribers. Apparently, the businessman is not chasing subscribers and does not strive by all means to increase their number, but people do not cease to be interested in his affairs and personal life.

Recently, Tinkov decided to open another line of business: he created the project " LaDatcha”, consisting in the fact that in the most beautiful parts of the globe, the entrepreneur builds mansions, completely ready for operation, and rents them out.

Such palaces already exist in Courchevel and our Astrakhan. On YouTube, you can get acquainted with each of these mansions in detail and find out under what conditions they are rented out.

• excerpts from his books;
• audio and video materials about your life and business;
• information about your leisure and hobbies;
• advice for new businessmen.

The Secret of Motivation

Watch some shows with the participation of the entrepreneur. For example, his interview with the famous blogger Yuri Dud. Tinkov answers questions about his work and private life, and gives the interviewer a tour of his bank's only office.

He can put on a simple-looking, but damn expensive sweatshirt and calmly go to lunch in this form at a nearby McDonald's.

Do you want to live like Oleg Tinkov? Do you want to travel 4-5 months a year, while being sure that business processes will not suffer, everything will go on as usual, profits will grow? Can you afford to dream that over time you will acquire a “modest” plot of land somewhere in the Seychelles, build a house there and spend your free time there?

Tinkov does not dream about it - he does. His life does not fit into the standard scheme: "work-home-work". When traveling, a businessman does not “turn off” his head, he constantly thinks about new opportunities for developing his business. Especially often, according to him, interesting ideas come to his mind when he is skiing.

But the main thing is not even that. Tinkov does not set strict limits for himself, he is constantly at work, in action, in motion. Having managed to achieve one goal, the entrepreneur immediately sets himself a new one. This is probably where the secret of motivation lies: one must constantly want something, but at the same time not sit still, indulging in pink dreams, but constantly and persistently act.

Once in an interview he was asked: "Are you afraid of poverty?". The businessman smiled: “No, why be afraid of her? I was once poor, if anything - and again I can be "in the same skin."

But pay attention: Tinkov is not afraid of poverty, but he does everything to ensure that this latter does not knock on his house. For him, wealth is new opportunities. Think about it: what thoughts do you have about this?

Tinkov's condition

To the question of poverty: how much money is in the account of the Russian billionaire? In August 2107, the size of his fortune was 1.6 billion dollars. dollars. In September of the same 2017 - already 2 billion. Impressive?

Tinkov himself notes that the profit from the income of Tinkoff Bank plays a huge role in the growth rate of his income.

Interestingly, the dollar billionaire cannot stand being called this word. He often visits the West, both on business and just relaxing, and draws attention to the following fact: abroad, they don’t say “billionaire” about a rich person, as if separating him with this term from the rest of the population, but they simply say: “a wealthy person ".

Here, in Russia, the “billionaire” is “marked”, as if with a special sign. Oleg Tinkov does not like this position. He considers himself (by the standards, so to speak, "all-planetary") just a very non-poor person, a representative of the "middle class".

Yes, many are now sighing, reading these lines: “I wish I could reach the level of this “middle class!”. So what's the deal? Pull yourself together - and go!

Contacts of Oleg Yurievich

You can contact the entrepreneur by visiting, for example, his