How much is a university scholarship. Grant for researchers from a Danish pharmaceutical company

Speaking about the amount of scholarships for students in Russian Federation, it is necessary to clarify in advance what exactly is at stake. On the this moment in Russia, there are as many as 15 types of various scholarships, or rather, methods for calculating them. However, no matter what method you use, the end result will hardly please the student brethren.

The size of the scholarship is such that the maximum does not allow the student to die of hunger, and then - if you eat whatever you want, or sit on one bread and water. However, not only students are forced to live on a scholarship, except for them, this payment is due to the following categories:

• graduate students;
• residents;
• interns;
• doctoral students.

Payments to these categories of recipients are much more pleasant, but they still remain far from the desired level. Therefore, if a student or graduate student has no other sources of income, he should try to get some additional scholarships. The most successful in this business manage to receive a total of about twenty thousand rubles a month from the state. In this article, we will tell you exactly how you can achieve this level of income through scholarship payments.

Minimum scholarship in 2019

The minimum level of scholarship provision in the Russian Federation is 1340 rubles for students of higher educational institutions, the same amount for vocational school students is 487 rubles. As you can see, the amounts are very modest, however, when studying without triples, a student of higher educational institution can receive up to six thousand rubles.

Thus, the amount of scholarship payment for well-performing students can be much more pleasant. If the student studies perfectly, then he will receive a completely increased scholarship. Depending on the university and specialty, the amount higher scholarship ranges from five to seven thousand rubles. Similar scholarships for graduate students range from 11,000 to 14,000 rubles. In order to receive such substantial payments, a student or graduate student must not only study excellently, but also actively participate in public and sports life your educational institution.

The minimum level of scholarship payments for graduate students, as well as scientific teaching staff and postgraduate students is 2637 rubles. Doctoral students receive ten thousand rubles. Scientific and pedagogical staff in graduate school have a minimum level of payments of 6330 rubles.

social scholarship

This type of payment for students of higher educational institutions is two thousand in domestic currency, for students of secondary vocational educational institutions - only 700. All persons who are accrued the usual academic scholarship. Also, regardless of the accrual of academic benefits, the right to receive social assistance have the following categories of students:

• orphans;
• invalids of the first and second groups;
• victims of the accident at the Chernobyl nuclear power plant;
• a person in whose family the income per member is lower than the subsistence level in the region of residence.

Other benefits

The above manuals are basic and standard for all universities and students. In addition to these, there are many special payments designed for certain categories of students, usually for students who have excelled in their studies or are engaged in activities important for the modernization of the country. The last type of payment is provided by the scholarship of the Government and the President.

For graduates of Russian schools, one of the most difficult periods of their lives is coming to an end. Most recent schoolchildren successfully passed the Unified State Examination, received the results and applied to the universities of the Russian Federation for the specialties with which they dream to connect their lives. In anticipation of the announcement of the verdict and preparing for additional tests, mandatory for admission to budget places most popular educational institutions in the country, it's time to ask what the scholarship will be in the 2017-2018 academic year. What is a student scholarship? Often, questions of actual survival and the need to find part-time jobs depend on it. Consequently, the size of the scholarship directly affects the quality of education and the standard of living.

From this article you will learn:

Before proceeding to detailed analysis It is worth clarifying what a scholarship is.

A scholarship is a financial assistance established at a certain level, which is provided to students of universities, colleges, technical schools, colleges and a number of other educational institutions, as well as cadets, graduate students and doctoral students.

The size of the scholarship, in most cases, is set by the educational institution itself, and, therefore, may differ significantly in different universities of the Russian Federation. Also, when choosing a place of study, you should know that the state scholarship, which will be discussed in this article, is paid exclusively to students of state educational institutions. Students of private universities, as well as those who have entered the contact form of education, are deprived of financial assistance from the state.

So, the average student of a state higher educational institution in Russia, studying on a budget, can count on the following types of scholarships:

1. Academic- provided to students of full-time departments who are studying at the expense of the budget and do not have academic debts. In other words, on this species payments can be calculated by those who have only “good” and “excellent” in the offset. Although this is not yet the final indicator, the score for obtaining a scholarship may be different in different universities, as well as additional criteria.
2. Enhanced academic the scholarship for students is accrued from the 2nd year, which means that those who entered the university in 2017-2018, in order to increase the amount of payments, must achieve certain high results in education or sports during the first year of study, as well as take a direct part in cultural life educational institution.
3. Social- paid to students who need financial support from the state. Its size does not depend on success in education and is calculated on the basis of the documents submitted confirming the corresponding right of a citizen to state aid. It can be provided not only in cash, but also, for example, to pay for a hostel. The list of documents for its registration can be clarified in the dean's office.
4. Increased social is intended for socially unprotected students during the period of study at the 1st and 2nd courses. Like a regular social scholarship, such a scholarship does not depend on grades and is awarded under a single condition - the absence of academic debt.
5. Named government and presidential scholarships- payments that students of faculties can count on priority areas demonstrating high academic achievement.

Scholarships in 2017-2018 academic year

As mentioned earlier, the amount of financial payments to students of different universities in Russia may differ due to the fact that the law provides educational institutions with the opportunity to independently set the size of scholarships, regulating only the lowest level of payments. All universities use these rights, establishing scholarships for students in accordance with financial capabilities.

According to the changes made to the federal law“On Education in the Russian Federation”, three stages of increasing scholarships are planned:

Obviously, for a normal life, it will not be enough for a student to simply have good academic performance and the absence of debts. It is necessary to strive to obtain the right to increased payments. For comparison, the average size of an increased academic scholarship in the last academic year was about 7,000 rubles.

Today, the views of all Russian students are turned to the State Duma, which has submitted a bill justifying the increase in scholarships to the level of the minimum wage, which means raising the bar for minimum payments to 7,800 rubles.

Increased scholarships

The right to an increased social scholarship is granted on the basis of a package of documents confirming the student's special status. Applicants for higher social benefits include:

• orphans;
• children deprived of parental care;
• disabled people of the 1st and 2nd groups;
• disabled and combat veterans;
• Chernobyl.

The accrual of an increased academic scholarship is a complex process, since the amount of payments directly depends on the student's rating and his personal achievements. The amount of financial assistance, as well as the criteria for its applicants, each university determines independently.

If you are planning to compete for an advanced academic scholarship, it is important to know that:

• the scholarship is awarded on a competitive basis;
• only 10% of students receiving a regular scholarship can qualify for increased payments;
• The award decision is reviewed every semester.

For students of the Siberian Federal University, an information video was released on how to get an increased scholarship. It may shed some light on some of your questions.

Named government and presidential scholarships in 2017-2018

For outstanding academic achievement and scientific work students of higher education institutions of the Russian Federation are provided with a Presidential scholarship, which in the 2017-2018 academic year will be provided for 700 students and 300 graduate students in the amount of 2000 rubles. and 4500 rubles. respectively.

The number of students of a particular university will be determined by allocation of quotas. The largest number Presidential Fellows this year will receive:

The distribution of quotas for graduate students for 2017-2018 gives the right to assert that the President's scholarship will be more accessible to scientists from such universities:

In addition to presidential, students can compete for other nominal payments:

• Moscow government scholarships;
• regional scholarships;
• scholarships from commercial organizations: Potaninskaya, VTB Bank, Dr. Web, etc.

Why you can lose scholarships

Most budget students expect to receive a scholarship upon admission. But, in practice, not all university students retain high level and receive financial assistance throughout the entire period of study. The loss of a scholarship is a serious problem for many, and therefore it is worth knowing in advance what can lead to such negative consequences and strive to avoid such situations.

So, in the vast majority of cases, a student is deprived of a scholarship if:

• the student systematically skips couples;
• at the end of the academic semester there is an academic debt;
• grades below the level of "good" appear in the record book.

You will also have to say goodbye to the scholarship when switching to correspondence form training and when applying for academic leave. However, all these reasons are well known and lead not only to the loss of scholarships, but also to departure from the university.

Scholarship - financial assistance that is paid to students of universities, technical schools, colleges, secondary schools, etc. educational institutions, as well as graduate students and those who are studying in doctoral studies. Often a scholarship is the only source of survival while studying. What is the size of the scholarship for students in 2017?

Before entering an educational institution, a future student should familiarize himself with the fact that the scholarship is paid only in state universities, technical schools, etc. Private educational institutions are deprived of state support, therefore students also do not receive financial assistance.

What are the scholarships? Educational institutions in Russia pay their students the following types of financial assistance:

• Academic. It is received by full-time students who are on a budgetary form of education and who do not have academic debts. Such students should study only for "Good" or "Excellent". However, this indicator may not be final, as different universities may have their own criteria.
• Increased academic. It is awarded to students from the 2nd year, provided that in the 1st year they have distinguished themselves by high results in studies or sports. Participation in the cultural life of the institution is also welcome.
• Social. It is paid to students who need financial assistance from the state. The fact of its payment does not depend on the results of the student's studies. It is provided only on the basis of the necessary documents, according to which material assistance is paid. But this assistance can be not only monetary, but, for example, in the form of payment for living in a hostel.
• Nominal government and presidential. It is paid to students of faculties of priority areas who have high academic achievements.

In total, there are 15 types of scholarships in Russia.

Academic Scholarship

What does the scholarship depend on and how is it paid? Academic scholarship is assigned to all applicants automatically. The entire first semester they will receive it in the same amount. It is paid by card or in cash at the same time.

The academic scholarship stops being paid one month after the issuance of the student's expulsion order. A graduate student receives the first scholarship in the month of his enrollment in an educational institution. Payments in the future vary depending on the assessment of knowledge.

How to get an increased scholarship? Only students who:

• Passed competitive selection;
• Ranked in the top 10% for each semester.

social scholarship

In 2017, a social stipend is paid in the amount of 720 rubles. for institutions of secondary vocational education and 2010 rub. for bachelors and students in the magistracy. How to get a social scholarship? You can count on such payments:

• Disabled people of groups I and II, as well as people with disabilities;
• Orphans, as well as children left without parental care;
• War veterans;
• Students whose family income does not exceed the subsistence level at the place of residence.

How to get a social scholarship? To do this, you need to contact the dean's office with necessary documents confirming the right to receive it.

The social scholarship is not paid if the student has unsatisfactory grades based on the results of the session. If performance improves, payments are restored. Simultaneously with this type of scholarship, an academic scholarship can also be paid on a general basis.

Accrual and payment of presidential and government scholarships

Almost all students who have made their choice in favor of priority areas for the country's economy can count on presidential scholarships. As for graduate students, the number of scholarships for them is limited to 300. They are appointed annually for a period of 1 to 3 years.

Who gets these scholarships? Students who have achieved high academic performance can count on presidential supplements. Students who:

• Studying in the daytime department;
• In the course of two semesters, subjects were passed with excellent marks;
• Conduct active scientific activity, which is confirmed by diplomas and certificates;
• Participate in innovative developments.

A distinguished student who receives a presidential scholarship can apply for an internship in Germany, Sweden and Germany.

Students of higher and secondary schools can count on receiving a government scholarship. educational institutions full-time department on a budgetary basis, which is nominated by the teachers' council of the institution. For a secondary educational institution, this should be a 2nd year student, for a university - 3rd year. Restrictions for graduate students - from the second year.

When is the government scholarship awarded? Its payment is made according to the following requirements for applicants:

• High-level academic performance;
• Publication in a scientific journal;
• Victory or participation in the All-Russian or international competition, festival or conference;
• Participation in international exhibitions, grants;
• Scientific discovery backed by a patent.

Scholarships

The legislation of Russia sets a lower bar in the payment of scholarships, allowing educational institutions to pay a higher amount depending on financial capabilities. The scholarship fund of any educational institution is approved with the participation of representatives of students or the student union.

In 2017, the scholarship was increased for students by 5.9%, which is 1419 rubles. in the universities of the country. The scholarship at the technical school in 2017 is 487 rubles. For 2018, this increase is planned at 4.8%, which will amount to 1487 rubles. Obviously, the minimum scholarship in Russia does not cover the minimum requests student life, so the desire for an increased scholarship is obvious. A student who passes a session without “triples” has the opportunity to receive a scholarship in the amount of about 6,000 rubles.

A session passed with an "excellent" mark can become a stepping stone to getting more greater amount. The average scholarship in Russia increased last year amounted to 7,000 rubles. The most successful students can receive a scholarship up to 20,000 rubles.

The minimum state scholarship for graduate and doctoral students is from 2637 rubles. Scholarship for scientific and pedagogical staff in graduate school in the specialties of technical and natural sciences - from 6330 rubles, residency - from 6717 rubles. Doctoral students receive from 10,000 rubles.

An increased postgraduate scholarship can vary from 11,000 to 14,000 rubles. To date, the State Duma is considering a bill, according to which it is supposed to increase the scholarship to minimum size wages.

Additional benefits

A student or graduate student during their studies may apply for additional payments associated with one or another event in life:

1. For the birth of a child. For this, a statement from the student is written in the name of the head of the institution. With the approval of the student trade union organization, a payment is made.
2. To purchase textbooks. The payment is made for graduate students annually in the amount of two scholarships. An orphan student can receive the same allowance, but in the amount of three scholarships.
3. Per successful learning daytime education at the expense of budgetary funds.
4. Named scholarships in honor of talented people. They are paid as support for talented and successful students of children, for achievements in the field of sports, science, technology, and creativity. The amount of these scholarships may vary.
5. Academic leave for medical reasons.

Nothing prevents students from receiving several payments at the same time. So, some talented guys can receive monthly payments comparable to the average salary in the country. However, it must be remembered that the number of additional scholarships is very limited, so only the best can get them.

There are two types of scholarships in the technical school and in the college:

• Social. Its size is 730 rubles. It is paid to all students who passed the session without "tails". In addition, this category includes all weakly protected categories (orphans, disabled people, students from large or defective families, etc.);
• Academic. The amount of this scholarship is 487 rubles. It is paid to students on a budgetary basis, who pass the session without triples.

There are no limits on maximum sizes. However, in fact, most educational institutions prefer to pay the minimum amount established by the state. In some technical schools, scholarships may be increased due to regional allowances and sponsorship.

Deprivation of a scholarship

For undergraduate and graduate students, the scholarship is not established for the entire period of study, but is reviewed every semester. Reasons for deprivation of a scholarship may be:

• Systematic absenteeism;
• Academic debt at the end of the academic semester;
• According to the results of the semester, there are grades below “good”.

The transition to part-time education, as well as academic leave, are also reasons for depriving a student of a scholarship.

Do they pay a scholarship in the summer? Scholarship payments in summer months no different from other periods. They take place as scheduled, and their size depends solely on the student's progress.

Only important point, which is worth knowing about the scholarship in the summer - for June, the scholarship is paid in the amount established based on the results of the session of the first semester. This is due to the fact that only the second session takes place in June, according to the results of which the scholarship for July and August will be awarded.

The master's scholarship ceases to be paid to those students who complete their studies. The last scholarship is received for the month of June, since studies are terminated until the first of July.

It is no secret that applicants who have not passed the competition in the university strive not to waste time, and are looking for an alternative option for admission. A technical school and a college are institutions that produce specialists in various fields and guarantee certification in a short time spent on study. Mid-level specialists are quite in demand in the labor market, so colleges do not experience a shortage of applicants.

When all exams are passed, places are determined, the student could breathe easy, if not for one "but". I really want to know if students are eligible for college scholarships? Get an answer to questions about what it is like, is it very different from the university one, what is its size. Only knowledge can illuminate all the nuances that concern the student.

College payments

By regulations The Ministry of Education scholarship in colleges exists and is divided into social and academic.

How much is the scholarship:

• payments to students social scholarship amount to 730 rubles. Children from large families, children of the disabled, students who already have their own children, and several other categories of the poor or low-income. This payment has no right to be delayed if the student passes the study tests on time. This will not pay attention to how successful the surrender was. Orphans are also given a social stipend;
• for each student at a college in Moscow, an academic scholarship of 487 rubles is established, paid monthly. In this case, the session must be returned without triples. A difficult task for meager encouragement from the state;
• an increased scholarship is also paid in colleges, but it is an individual decision of the teaching and managerial staff of the college or technical school.

Only those who study at the daytime budgetary department can receive a scholarship; contractors are not entitled to a scholarship. Undoubtedly, the size of the scholarships is ridiculously small, student forums are boiling, discussing this burning topic. But no changes in the legislation are expected in the near future, so this issue cannot be resolved yet.

Disappointing Facts

College student scholarships evaporate in the first half an hour after receiving. This is a student joke. Based on the minimum amount of payments, which do not even carry a semantic meaning, many students would be happy to exchange this privilege for ordinary travel cards or prefer that hot meals be organized with this money during the educational process.

There is not enough scholarship money even to pay for hostels, if any. It is much easier to say that students do not visit museums, exhibitions and do not participate in the cultural life of the city at all, but it is impossible to afford highly aesthetic entertainment on such a minimal allowance. Many get out at the expense of additional part-time work or with the help of support from their parents.

Minimum student budget

The expenses of modern college students include the cost of food, accommodation, Internet, travel, mobile communications. Due to an acute shortage of funds, many are forced to earn extra money in their free time, and sometimes without paying attention to the fact that there is simply no time to study. This affects academic performance, and as a far-reaching consequence, the amount of knowledge acquired. There are no problems with payment today, except for one - Money very little.

It should be noted that in order to qualify for a social scholarship, you must provide a certificate from social services to the college dean's office. But to obtain such a certificate, it will take quite a long time due to the influx of applicants. This is also a tangible inconvenience, but these are the rules established by law.

promises

From September 1, the Ministry of Education intends to increase the amount of scholarships by 15-20%, but basically this will affect only those students who have distinguished themselves in the scientific, research, sports, and cultural life of the educational institution. Freshmen will not be able to rejoice at this fact yet.

It is also known that in Sevastopol an underpayment of scholarships was discovered for the period from January to April, which affected students in medical college. The prosecutor's office insisted on the payment of all debts, based on the legislation of the Russian Federation.

As part of our website, there is a special offer: you can use the advice of our corporate lawyer for free. All you need to do is to leave your question in the form below.

Most of the payments due to the student can be divided into two groups:

1. Grants and scholarships for academic excellence, creativity, sports, etc. As a rule, the number of such scholarships and grants is limited and they are awarded on a competitive basis. Most scholarships are only eligible for full-time students, while some are only eligible for public education students.
2. Social payments (social scholarships, payments and material assistance). They rely on all students who meet the established criteria and study on a full-time budget basis.

You can apply for multiple payments at the same time.

2. State Academic Scholarship

State academic scholarship (GAS) - at least 1564 rubles per month. Paid to students of the budgetary department, studying full-time, who passed the session without debts with "good" and "excellent". In the first semester, GAS is received by all students who entered the budgetary department with full-time education.

Increased state academic scholarship (PAGS) - its size is determined by the university, taking into account the opinion of the student council and the trade union. Awarded by competition for academic excellence, social, volunteer or creative activity and Do not receive PAGS for sports achivments athletes, coaches or other specialists of the national teams of the Russian Federation in the sports included in the programs Olympic Games, Paralympic Games and Deaflympics, champions of the Olympic Games, Paralympic Games and Deaflympics who already receive a scholarship in accordance with . You can clarify the rules for participation in the PAGS competition in your university.

3. Scholarship of the President of the Russian Federation

The scholarship of the President of the Russian Federation is of two types:

• Priority includes several dozen specialties and areas, most of which are technical. Them full list given at the disposal of the Government of the Russian Federation."> priority for Russian economy, - 7000 rubles per month.

Second-year and older Business and Budget students may apply for this scholarship if, during the year prior to its award, at least half of their marks in each session were excellent grades. During this period, there should not be triples for the sessions, and for the entire period of study there should not be academic debts.

A complete list of requirements for a scholarship holder is given in clauses 4 and 5 of the regulation approved by the Government of the Russian Federation;

• for students studying in other areas and specialties - 2200 rubles per month.

This scholarship is open to business and government students who have proven academic excellence or scientific activity. Such successes can be a victory at the All-Russian or International Olympiad or in a creative competition, etc., an article published in one of the central scientific publications of the Russian Federation, or inventions (at least two).

A complete list of requirements for a scholarship holder is given in clause 2 of the regulation approved by the President of the Russian Federation.

4. Scholarship of the Government of the Russian Federation

There are two types of scholarships from the Government of the Russian Federation:

• for students studying full-time in areas and specialties, Priority includes several dozen specialties and areas, most of which are technical. A complete list of them is given in disposal Government of the Russian Federation."> priority for the Russian economy - 5,000 rubles per month.

Students of the commercial and budget departments can apply for this scholarship if they did not have “satisfactory” grades in the last session, and had at least half of the “excellent” grades.

A complete list of requirements for fellows is given in clauses 4 and 5 of the regulation approved by the Government of the Russian Federation;

• for students studying in other areas and specialties - 1440 rubles per month.

Students of the budget department can apply for this scholarship full-time education, who have shown outstanding abilities in educational and scientific activities. Candidates are nominated by the academic council of the university. As a rule, these are students of the third year and older.

A complete list of requirements for scholarship holders is given in clauses 1 and 2 of the regulations approved by the Government of the Russian Federation.

5. Moscow Government Scholarship

The Moscow Government scholarship is 6,500 rubles per month and is awarded for one academic year. Students of the budget department who study in areas and specialties can apply for it. The most important are several dozen specialties and areas, most of which are technical. Their list is given at the disposal of the Government of Moscow.

The requirements for scholarship holders are as follows:

• for first-year students - a school medal "For Special Achievements in Education";
• for students of 2–4 courses - sessions without triples for the entire period of study and participation in socially significant city events during the previous academic year.

6. Named scholarships and grants

Grants of the President of the Russian Federation- 20,000 rubles per month. Winners and prize-winners of the final stages of educational Olympiads, intellectual, creative, sports and other competitions and events can apply for them if they:

• within two academic years after participating in them, they entered full-time education at the budget department;
• are Russian citizens.

The right to a grant of the President of the Russian Federation must be confirmed annually.

Named scholarships- may be eligible for:

• students studying in the specialties or areas: "Literary creativity", "Journalism" and "Military journalism", - Decree of the Government of the Russian Federation."> scholarship named after A. A. Voznesensky in the amount of 1500 rubles per month;
• students of economic faculties - Scholarship requirements are listed in Decree of the Government of the Russian Federation."> scholarship named after E. T. Gaidar in the amount of 1,500 rubles per month;
• students studying in the specialties or areas of "Culturology" or "Philology", - Scholarship requirements are listed in Decree of the Government of the Russian Federation."> scholarship named after D.S. Likhachev in the amount of 5,000 rubles per month;
• students studying in the specialty or direction "Jurisprudence", - Scholarship requirements are listed in Decree of the Government of the Russian Federation."> scholarship named after A. A. Sobchak in the amount of 5,000 rubles per month or Scholarship requirements are listed in Decree of the Government of the Russian Federation."> scholarship named after V. A. Tumanov in the amount of 2000 rubles per month;
• students involved in literary creation or scientific research in the field of literary creativity, political science and journalism, - Scholarship requirements are listed in Decree of the Government of the Russian Federation."> scholarship named after A. I. Solzhenitsyn in the amount of 1500 rubles per month.
• students of MGIMO or the Faculty of Economics of Moscow State University - Scholarship requirements are listed in Decree of the Government of the Russian Federation."> scholarship named after E. M. Primakov in the amount of 5,000 rubles per month.

Some large companies, charity or educational organizations also provide nominal scholarships and grants for students. Check with your university to see which ones you can apply for.

7. Social payments

Social payments are assigned without competition to students who meet the stated requirements and study full-time at the budget department. These payments include:

• state social scholarship. It does not depend on academic performance and is at least 2227 rubles per month. It can be received by students of budget departments of full-time education, permanently registered in Moscow, if they received social assistance during the year before applying for a scholarship. You can read more about who can receive a social scholarship and how to apply for it in the instructions;
• increased state social scholarship. It can be issued by students of the 1st and 2nd courses who study well and perfectly and fulfill at least one of two conditions: they are entitled to a regular social scholarship or have not reached the age of 20 and have only one parent - a disabled person of group I. Taking into account the increased social scholarship, a student cannot receive less than the subsistence minimum established in Russia as a whole for the fourth quarter of the year preceding the year when the university scholarship fund was formed;
• help for student families. If both parents (or a single parent) are full-time students, and the child is less than three years old, in addition to basic payments at the birth of a child, they can apply.
• one-time financial assistance. The university itself determines which categories of students and in what amount to provide material assistance. By general rule the university allocates up to 25% of the funds that it plans to spend this year on student payments (scholarship fund) for material assistance. Most often, students who have a child, who need expensive treatment, or who have lost their parents, can count on material assistance. Reasons for getting financial assistance You can check with your university.

Where you can filter them by the size of the discount and the products or services they offer.

Some stores and businesses give a discount on a student card, not on a Muscovite card, and are not marked on interactive map, so just in case, before paying, check if you can get a discount as a student. You can read more about how to pay for purchases and receive discounts on a Muscovite card in.